Certain high risk or problem drivers who have been convicted of serious moving violations are required by state financial responsibility (FR) laws to file an SR22 form (a certification of future proof of financial responsibility) with their state motor vehicle departments to prove they have insurance.
Failure to provide such proof results in license suspension. Drivers must ask their insurer to file the SR22 form with a state by a certain date. When done manually, this process can take days and may result in the driver's license being suspended if the SR22 form is filled out incorrectly or filed late.
An SR26 form cancels the SR22 once future proof is no longer required. Although variations exist among states, the Uniform Vehicle Code, from which all state FR laws are derived, requires that a jurisdiction be notified at least 10 days prior to the termination of an SR22 filing.
AAMVA's Application
AAMVA's electronic SR22/26 application automates SR22 and SR26 filings. An insurance company transmits SR22 and SR26 batch records to a jurisdiction, usually in the evening, and the jurisdiction responds as soon as the next morning with the status of the filing--that is, accepted or rejected.
Participating Jurisdictions
The following states are using the electronic SR22/26 data exchange application:
- Colorado
- Idaho
- Illinois
- Missouri
- Nebraska
- Washington
- Wisconsin
- Wyoming
If you are looking for documentation or information related to this application, please contact the helpdesk at helpdesk@aamva.org or call 1-888-226-8280 option 3.